At Terra Firma Financial Advisory, we understand the financial world can be bogged down by sales gimmicks and trendy buzzwords. Thomas “Skip” Kelley’s goal is to cut through the bull and provide clients with straightforward financial strategies that are in plain English. No condescending financial jargon. As a fiduciary, Skip only recommends strategies that are in the best interest of his clients. Skip wants his clients to be educated on what we are doing, how we are doing it, and why we are doing it.