Cody Rose is a fully licensed Life, Accident & Health Insurance producer, specializing in helping clients understand their Medicare choices. With a commitment to providing personalized guidance and support, She empowers individuals to make informed decisions about their healthcare coverage.

She is currently working to acquire her ChFC (Chartered Financial Consultant) designation. This rigorous program is further enhancing her knowledge and skills in financial planning, allowing her to better serve the Terra Firma client family and provide comprehensive solutions for their financial needs. Her goal is to be dually licensed in both insurance and securities, enabling her to offer a wider range of services and strategies to help her clients achieve their long-term financial objectives.

Cody Rose is also the co-host of the TV and Radio show “The Financial Game Plan” with her father, Skip. Together, they provide valuable insights and practical advice on navigating the complexities of personal finance, helping their clients and audience achieve their financial goals and secure their futures.

Family is at the heart of everything she does, both in life and in business. She feels fortunate to work alongside her father, Skip, whose guidance and mentorship have been invaluable throughout her career. Together, they share a passion for entrepreneurship and a commitment to building a legacy that extends beyond business success.

Beyond her professional pursuits, Cody Rose is an avid skier with a deep love for the mountains. For over a decade, she had the privilege of calling the breathtaking landscapes of Lake Tahoe her home. As a boat captain navigating the crystal-clear waters of Lake Tahoe, she fostered unforgettable experiences on the water. While living in California, Cody met her husband, Johnny, who shares her passion for adventure and exploration. Cody Rose is a proud mother of two beautiful children, her son Campbell, and her baby girl Archer Rose. They are her finest source of inspiration and happiness, and she is grateful for the opportunity to watch them grow and learn each day.

Cody Rose studied at Salve Regina University and the University of New Hampshire where she holds a degree in Business and Journalism. With this unique blend of expertise, she has cultivated a multifaceted approach to problem-solving. Throughout her career, she has leveraged my skills in business strategy and communication to drive meaningful decision-making.

One of her greatest joys is being present with her clients and helping families build a secure financial future. She believes in taking the time to truly understand their unique needs and goals and is dedicated to providing tailored solutions that meet their individual circumstances. Whether it’s guiding them through the process of choosing the right insurance coverage or developing a comprehensive financial plan, she is committed to serving as a trusted advisor and advocate for their well-being.

Denise is our New Business Coordinator. With a passion for client service, Denise excels in building strong relationships with client families, enjoying every opportunity to talk and get to know them personally. Currently, she is working towards obtaining her life insurance license to further enhance her expertise.

In her role as New Business Coordinator, Denise brings dedication and warmth to every interaction, ensuring a seamless and positive experience for all clients.

Denise was born in Dorchester, Massachusetts, and grew up in Goffstown. She raised her four children in Manchester. In her free time, Denise loves going to spin classes, Steeplechase horse races and spending time with family and friends.

Peter was born and raised in the suburbs of Boston and attended College at Tufts University. After working in the banking industry for three years, Peter attended law school and earned an additional degree –a Master’s in taxation-(LLm Tax)- along with his JD.

During law school, Peter developed a passion for taxation, primarily to optimize taxpayers financial position in the preparation of tax returns as well as the contesting of certain tax issues against various government entities.

Since early 1995, Peter has prepared tax returns, strategized his clients portfolios and consulted with clients over Federal and various state income tax and other tax matters. Peter has also represented taxpayers in front of the Internal Revenue Service and various state agencies and won numerous battles, including battles against the State of Michigan, Commonwealth of Massachusetts, State of California and Internal Revenue Service.

Peter has also prepared estate plans for many clients over the past 29 years. Initially, Peter’s focus was on Estate Tax Ramifications concerning clients’ estate planning needs, but as the Federal Estate Tax became less relevant, Peter continued to focus on custom, comprehensive affordable estate plans for people from all walks of life.

Outside of work, Peter enjoys attending and serving his local church body and reading the Bible with his wife of 34 years. Peter also enjoys the great outdoors with his family and his dogs, especially hiking, fishing and road camping trips to national parks.